Pinnacle Investments offers comprehensive workplace retirement solutions designed to help both employers and employees achieve their financial goals. Our expertise in 401(k) plans and other retirement benefits can help you create a robust retirement program that attracts and retains top talent while supporting your employees’ long-term financial well-being.
- 401(k) plans: A 401(k) plan is an employer-sponsored retirement savings account that offers tax advantages to employees.
- SIMPLE IRAs: A SIMPLE IRA (Savings Incentive Match Plan for Employees Individual Retirement Account) is a retirement savings plan designed for small businesses with 100 or fewer employees.
- SEP IRAs: SEP IRAs are tax-deductible retirement accounts available to self-employed investors. They’re funded solely by employer contributions. Any size or type of business can benefit from this flexible and inexpensive plan.
- Non-Qualified Deferred Compensation Plan: A non-qualified deferred compensation (NQDC) plan is an arrangement between an employer and employee to defer payment of a portion of the employee’s compensation to a future date.
- Defined-Benefit Plan: A defined-benefit plan is an employer-sponsored retirement plan where employee benefits are computed using a formula that considers several factors, such as length of employment and salary history. Usually, employees are required to work for a specific amount of time before they become eligible to participate in the plan.
For Employers
We provide a range of services to help you manage and optimize your company’s retirement plan:
- Strategic Plan Management: We assist in designing, implementing, and managing your plan to align with your company’s goals and employee needs
- Fiduciary Support: Our team helps you navigate your fiduciary responsibilities, reducing your liability and ensuring compliance with ERISA regulations
- Investment Selection and Monitoring: We offer expert guidance on selecting, monitoring, and adjusting investment options to maintain a diverse and appropriate lineup for your employees
- Fee Analysis and Bench Marking: We conduct regular reviews to ensure your plan fees are competitive and provide value for your employees
- Plan Design Optimization: We help create a plan structure that encourages participation and maximizes benefits for both the company and employees
For Employees
Our services extend beyond plan management to support your employees’ retirement readiness:
- Financial Education: We provide comprehensive educational resources and advisor-guided enrollments to help employees understand their retirement benefits and make informed decisions
- Personalized Guidance: Our team of advisors offers individual advice and guidance to help employees optimize their retirement savings strategies
- Retirement Readiness Analysis: We offer tools and consultations to help employees assess their retirement preparedness and make necessary adjustments
- Investment Advice: Employees can receive personalized investment recommendations tailored to their unique financial situations and goals
Connect with a Financial Advisor Today!
